The LED Advantage with MyLEDLightingGuide.com

We like to think we go above and beyond other online LED retailers. Here are three reasons that makes us stand ahead of the rest.

We focus on USA Made LED and UL/ETL Certified LED Lights

MyLEDLightingGuide.com has built relationships with leading LED and Induction Manufacturers. Many factors are taken into consideration before we list products on the site, and we choose those manufacturers who build great reliable product, have taken the time to certify their products, and stand behind their product in times where warranties need to be honored. We carry a wide range of USA Made and Assembled LED Products. We are a believer of Buy USA, and we support our USA factories and those who believe in creating jobs in America. Look for the USA flag beside those products.

Secondly, MyLEDLightingGuide.com follows a policy of sourcing as many UL and ETL products as possible. Although we find these products tend to be a bit more expensive than non-certified prouducts, we feel the extra expense that the manufacturer has encounted to ensure their products are safe and certified are worth the cost. At times, we might not be able to find a suitable UL or ETL listed product, but when we can source a certified product, we will.

Green Project Leasing and Financing Available

We have access to commercial equipment leasing programs that can be designed to meet your cash flow needs. Equipment buyers do not have the same revenue trends and allocated expenditures for equipment, so we are able to meet your needs by offering access to flexible lease payment programs and flexible equipment financing terms. Standard lease terms are 12 to 60 months. 90 day deferred to 6 month deferred payment programs are offered for customers seeking to produce revenues before paying for the equipment. We also have access to seasonal and skip payment programs for businesses that have low revenue trends during certain times of the year. Quarterly, semi-annual payments and annual payment plans for government and municipal customers.

You can add or update equipment anytime during the lease is easy with an additional coterminous lease program which can be designed to terminate at the same time as your current lease.

Here are a few of the leasing programs and options available:

• Excellent rates for established businesses with good credit history.
• Start-up businesses up to $50k without tax returns etc. and higher with returns, in most cases. Industry restrictions may apply.
• Prefunding is available. We pay the vendor any deposits up to, and sometimes exceeding, 50% of the cost of the equipment.
• Application only programs up to, and sometimes exceeding, 100k.
• LED leases in almost any industry.
• Roll in software, shipping, installation, warranties, taxes, freight as well.
• Credit turnaround averages 4 hours or less.
• Volume vendor bonuses are available as are return lessee discounts.
• Service after the sale. Assistance to lessees with any needs after closing.
• Specialize in multi-vendor and multi-funder transactions.
• Transactions accepted from $1,000-$5,000,000 .
• Master leases may be available for qualifying businesses.
• All lease types are available including, financial ($1 out), Operating Lease, True leases, Fair Market Value Leases (FMV residual), Special ($101 out), High Residuals, and Standard Leases (10% out).
• Leases are typically "Lease-to-Own".
• Titled and non-titled equipment available.
• Municipal leases are available with the best rates available.

We can povide low rate municipal leasing, municipal financing and federal government leasing, programs to municipalities, public schools, government agencies, federal government, parks and recs, fire and police departments and other state or federal entities that may qualify for special rate programs and terms. Municipal leasing and federal government leasing programs offered at the lowest rates available and incorporate non-appropriations riders as applicable. Annual payments, odd terms, and special buy out requests are not a problem. If you are uncertain if you qualify for a municipal transaction, please feel free to contact us to go over your specific business.


The tax benefits and tax advantages of leasing LED Lights can be extremely important to a businesses cash flow. By carefully structuring your lease purchase with your accountant, certain types of lease buyouts, such as true FMV, may create tax advantages for your company if they qualify as true operating leases, which are also known as true leases.

In addition to the advantages of conserving valuable company working capital and preserving existing bank credit lines, leasing business equipment rather than paying cash may offer tax benefits and savings if structured correctly. Operating or "true" lease payments may be fully expensed and accelerate tax deductions when compared to lengthily depreciation schedules. Conventional bank and other financing often have term restrictions and relatively higher down payment requirements than leasing. Furthermore, virtually all bank loans must be capitalized and cannot be depreciated. Our leasing company offers 100% financing including soft costs, warranties, tax, freight and installation.

It is important to check with your accountant or CPA about any potential tax benefits or tax advantages for proper advise. We do not offer tax advise to any of our customers.


1. Use of Equipment. Leasing is the use of an asset. No business pays it employees' salary in advance. Instead, they pay people as they contribute. It should be no different with a contributing asset like business equipment. Equipment leasing enables you to pay as you use.
2. Fixed Payments. Monthly payments on an equipment lease are generally fixed for the entire term of the lease. This is a distinct advantage in times when many equipment-financing transactions have floating interest rates. Knowing in advance what your payments will be enables you to budget & manage equipment dollars for a long time.
3. No Down Payment. Most traditional equipment financing options require a sizable down payment. On cash purchases this can be as much as 20%. No down payment is required on an equipment lease.
4. 100% Equipment Financing with Low Rates. Traditional methods of equipment financing usually do not include "soft cost" items such as software, installation and freight. A good equipment lease transaction allows these items, thereby allowing you to finance the total package. Our leasing provider offers very low rates that can be competitive with local banks!
5. Flexibility. Equipment leasing provides the lessee with greater structuring flexibility. The equipment leasing industry is typically populated by aggressive entrepreneur types who find ways to structure lease transactions to fit the needs of their customers. This gives a lessee the opportunity to make the most of such lease structuring variables as number and amount of advance payment amount, purchase option etc.
6. Easier Than Bank Loans. Equipment leasing programs and procedures are specially designed to take the red tape out of financing capital equipment for business.
7. Purchase or Renewal Options. Most equipment lease arrangements allow customers the option to either purchase at a stated amount or at a Fair Market Value, or to renew the lease at a reduced monthly payment. The lease structure determines which of the options is available.
8. Conservation of Capital. Because of the sizeable cash outlay involved in purchasing new equipment, many business lease purchase to conserve capital. Money that could be used to buy inventory, advertise, and hire personnel is better spent doing just that rather than spent purchasing equipment that is worth less and less as time goes by. If you are in business where you have important alternative uses for money on hand, leasing always wins out in the lease versus buy analysis.
9. Easier Cash Flow Forecasting. Equipment leasing, which is simply dollars-per-month financing helps an equipment user fit a monthly payment into their budget. Because payments are fixed, users can intelligently budget into the future.
10. Ability To Work Within Budget. Subsidiaries of large corporations or department managers of small companies have the authority to acquire equipment they need, but only if it fits within operating budget guidelines. Many managers decide to acquire needed equipment via leasing because it allows them to have the use of equipment (which is all they really want) and still work within operating budget limits. They don't have to go to capital expenditure committees for approval.
11. Tax Benefits. Just as businesses have done for years, a lessee can usually deduct their monthly lease payment as an operating expense. This clearly reduces the new cost of the lease. It is always best to talk to your tax accountant.
12. State Of The Art LED Lighting. When dollars are already budgeted, managers who need newer equipment can conveniently acquire that equipment on a dollar-per-month basis since the monthly payment precedent has usually been established.
13. Additional Lines Of Credit. When equipment is bought with borrowed funds, credit lines with a lender are reduced. When equipment is leased, a business has in fact established an additional line of credit with its Lessor.
14. Use Lessor for Other Equipment Needs. Many Lessors are in the position to lease just about any type of equipment, including LED Lighting.
15. Equipment Leasing. Your new LED Light acquisition will allow you to preserve your existing cash flow and to be able to respond to new business opportunities. The profits generated from the productivity of these energy saving lights are usually greater than the lease payments.


When comparing lease vs loan, or bank vs lease, for the lowest rates, it is important to understand key terminology and points. Equipment leasing companies and lease funding sources may be the best overall choice for purchasing your equipment.

Rate Structure: Banks prefer to loan long-term money on a floating or variable rate tied to prime, or some other indices. This places the rate risk on you instead of the bank. Lease rates are fixed for the term of the lease.

Soft Costs: Soft costs are such things as sales tax, shipping, installation, training, software, etc. Your friendly banker is more likely not going to finance these integral parts of your equipment financing needs. Leasing is 100% financing and can cover all soft costs.

Down Payment: Banks typically require 10 to 25% down on any equipment financing. Once again, they are more concerned about their exposure and risk and less concerned about your practical business needs (e.g. retention of working capital). Leasing is 100% financing and most traditional leases or finance agreements require as little as 1 or 2 payments up front.

Compensating Balances: Most banks will require that you maintain certain minimum balances if you want their lowest rates. Think about this one for a second; if you maintain certain balances that they pay you no, or low, interest on, this inflates their actual yield well above your loan interest rate. Additionally, this ties up your working capital. Leasing has no such requirement.

Restrictive Covenants: Most bank loans contain all sorts of restrictions and covenants, such as maintenance of certain financial ratios, restrictions on future debt and salary restrictions. Additionally, look for "Call" provisions which banks incorporate that give them the right to demand and early payoff of your loan for reasons you have no control over. Leasing has none of these types of provisions.

Revolving Loan: Banks prefer to classify a loan as a "Revolving" loan. This gives them the ability to extend or cancel the loan on a yearly basis. This means annual submission of Financial Statements for review and approval. Additionally, this loan is now a current liability, which really messes up your financial ratios. Leasing is fixed term financing.

Blanket Lien on Business: Banks take a security interest in all of your company's assets (presently owned and acquired in the future) by publicly filing a UCC. This ties up all of your assets, including inventory and receivables. Leasing companies typically file a UCC only the the leased equipment.

Disclosure: Banks always want a full financial package to help them make their own credit decision on your loan. Leasing usually only requires a one page application that can approve a lessee up to a $100,000.

Lending Limits: Banks establish a maximum borrowing limit for the company, and generally the principals also. This restricts future borrowing. Leasing offers a multitude of alternative lending options in addition to your company's bank lending options.

Credit Review Process: The bank credit review process is long and tedious and generally request further information. Leasing usually takes 24 hours or less for an approval.

Tax Write Off: Since bank financing makes you the owner of the equipment, your only tax advantage is depreciation and the loans interest. Lease Payments may be 100% deductible or may be a form of accelerated depreciation depending upon the lease type and your company's financial structure. We also have competitive products to bank loans such as finance agreements where you own the equipment from inception and no purchase option letters apply.


The lease process for LED Lighting is really quite simple. After completing the lease application, the lease process will flow as outlined below.

1. Fax, e-mail, call in, or submit your application online.
2. Upon receipt, the application will be forwarded to the credit desk for review.
3. The average response for approvals is 2 to 4 hours. Our lease provider will typically notify the vendor (seller) and the lessee (buyer) with the credit decision.
4. Upon receiving an approval, the vendor will issue an invoice or pro-forma invoice, so our lease provider can prepare documents. Documents take an average of 4 hours to prepare.
5. Documents will be either e-mailed, faxed of FedEx'd or sent via UPS the lessee for signing.
6. The lessee will UPS or FedEx the original signed documents to the lease provider.
7. Upon the review of the completed document package, a Purchase Order (PO) will be issued to the vendor. The PO verifies that we have a deal and places the order. If prefunding is required, the transaction will prefund at this time.
8. The equipment is installed (in a reasonable period of time). Other rules apply for large orders.
9. Upon the completion of the installation, the leasing company will contact the lessee for the verbal to verify they are satisfied and happy with the equipment. If a site inpection is required, it will be ordered at this time and final funding will occur after satisfactory site. In instances of large orders or installations, scheduled payments will be applied.
10. Upon receipt of the satisfactory verbal and site, if required, a check will be overnighted or wired to us.

3-5 Year Extended Service Contract Available

All products sold on MyLEDLightingGuide.com comes with a standard OEM (manufacturer) warranty. Each warranty is honored by the manufacturer and varies by product. OEM warranties are parts only warranties, which means shipping and labor costs are not included in what the warranty covers.

Extended Service Contract
My LED Lighting Guide now offers commercial building customers the option to enhance their manufacturer’s warranty on Parts & Labor for 3-5 years from the date of installation.

Fully-Guaranteed Service Contracts
Our service contracts are fully-guaranteed during the term as they are backed by a Licensed Administrator and regulated by the Department of Licensing & Regulations to ensure obligation, legal compliance and service contract guarantee.

Program Pricing
Cost of coverage is factored as small percentage of the total retail lighting invoice.

Program Benefits
1. Coverage is fully-guaranteed during the term of the contract.
2. Extends the manufactures warranty for a total of 3-5 years (depending on product).
3. Covers all parts, labor and shipping charges with no deductible.
4. One point of contact for all support and service dispatch needs.
5. If building is sold coverage is transferable to new owners at no additional cost.

Claim Support
1. Call toll free number to report a problem.
2. Servicer is dispatched, performs work and completes work ticket.
3. Work ticket is submitted for payment.
4. Document is sent to underwriter for payment to servicer.

Call us at 1.888.423.3191 to find out about financing and leasing options available for your LED and Induction Lighting projects.